This is our first signup-bonus roundup, so there’s no “last time” to compare against yet. From here on, we’ll publish one every Tuesday and Saturday and open with whatever moved. Here’s what’s moving right now.
First, the Southwest cards. Chase is still showing 80,000, 85,000 and 90,000 points on the Plus, Premier and Priority cards, labeled as a limited-time offer. Chase’s pages don’t print an end date, but the tracker we use lists December 2, 2026, so treat this as a weeks-not-months situation. Second, the Alaska Atmos cards came down. Bank of America’s pages now show 80,000 points plus a 25,000-point companion award on the Summit card and 70,000 points plus a $99 companion fare on the Ascent, lower than the 100,000 and 80,000 we wrote about in October. Third, Chase’s Sapphire Reserve for Business shows 200,000 points with the old 150,000 struck through, so that one went up.
One housekeeping note before the tables. We only list an offer when we can read the bonus on the issuer’s own page. This run, American Express and Citi pages loaded for us without the welcome-offer numbers (they’re filled in by a script after the page loads), so the Amex Platinum, the Delta and Marriott Amex cards, the Citi AAdvantage cards and Citi Double Cash are all missing below. That’s not a verdict on those offers; we just couldn’t confirm them today. Every figure here is as of November 14, 2026.
Transferable points cards
These earn points you can move to airline and hotel partners, which is where the big value usually hides. The Venture’s $300 credit only works on hotels and vacation rentals booked through Capital One Travel, and it expires a year after you open the card.
| Card | Issuer | Bonus | Spend required | Annual fee | Ends | Verified on |
|---|---|---|---|---|---|---|
| Sapphire Preferred | Chase | 75,000 points | $5,000 in 3 months | $95 | Not stated | Nov. 14, 2026 |
| Sapphire Reserve | Chase | 100,000 points | $6,000 in 3 months | $795 | Not stated | Nov. 14, 2026 |
| Venture Rewards | Capital One | 75,000 miles + $300 Capital One Travel stays credit | $4,000 in 3 months | $95 | Not stated (“limited-time”) | Nov. 14, 2026 |
| Venture X | Capital One | 75,000 miles | $4,000 in 3 months | $395 | Not stated | Nov. 14, 2026 |
| Premium Rewards | Bank of America | 60,000 points | $4,000 in 90 days | $95 | Not stated | Nov. 14, 2026 |
| Premium Rewards Elite | Bank of America | 75,000 points | $5,000 in 90 days | $550 | Not stated | Nov. 14, 2026 |
| Autograph Journey | Wells Fargo | 60,000 points | $4,000 in 3 months | $95 | Not stated | Nov. 14, 2026 |
Thinking about a Sapphire card? You can apply through our Chase referral link for the Sapphire Preferred or Sapphire Reserve.
Disclosure: This is our personal Chase referral link. If you’re approved through it, we may earn a referral bonus, at no extra cost to you. The referral offer may differ from the public offer; you can always apply directly on Chase’s website. See our Advertising & Referral Disclosure.
Airline cards
Southwest is the story here. The Priority card’s 90,000 points after $3,000 is the biggest public airline bonus we could confirm today, and Chase charges the $229 fee on your first statement, so budget for it. The United Explorer’s 80,000 is really 70,000 plus 10,000 more for adding an authorized user in the first three months. JetBlue Plus shows 50,000 on Barclays’ page; the 75,000 we’ve seen reported elsewhere wasn’t there today, so it may be an elevated or targeted offer.
| Card | Issuer | Bonus | Spend required | Annual fee | Ends | Verified on |
|---|---|---|---|---|---|---|
| Southwest Rapid Rewards Priority | Chase | 90,000 points | $3,000 in 3 months | $229 | Limited-time; no date on Chase’s page | Nov. 14, 2026 |
| Southwest Rapid Rewards Premier | Chase | 85,000 points | $2,000 in 3 months | $149 | Limited-time; no date on Chase’s page | Nov. 14, 2026 |
| Southwest Rapid Rewards Plus | Chase | 80,000 points | $1,000 in 3 months | $99 | Limited-time; no date on Chase’s page | Nov. 14, 2026 |
| United Explorer | Chase | 70,000 miles + 10,000 with an authorized user | $3,000 in 3 months | $0 first year, then $150 | Not stated | Nov. 14, 2026 |
| Atmos Rewards Summit Visa Infinite (Alaska) | Bank of America | 80,000 points + 25,000-point companion award | $4,000 in 90 days | $395 | Not stated (“limited-time online offer”) | Nov. 14, 2026 |
| Atmos Rewards Ascent Visa Signature (Alaska) | Bank of America | 70,000 points + $99 companion fare | $2,500 in 90 days | $95 | Not stated (“limited-time online offer”) | Nov. 14, 2026 |
| JetBlue Plus | Barclays | 50,000 points | $1,000 plus the annual fee in 90 days | $99 | Not stated | Nov. 14, 2026 |
Hotel cards
Here’s the catch with the Marriott Boundless: the public offer on Chase’s page is three free-night awards worth up to 50,000 points each, plus up to $100 in airline statement credits, not a points lump sum. Free nights are great if you’ll use them at 50,000-point hotels before they expire; they’re a lot less great if you don’t. IHG’s 180,000 points is the biggest number on the page, and IHG points are worth a fraction of a Hyatt or Marriott point, so don’t compare across programs on raw count.
| Card | Issuer | Bonus | Spend required | Annual fee | Ends | Verified on |
|---|---|---|---|---|---|---|
| IHG One Rewards Premier | Chase | 180,000 points | $3,000 in 3 months | $150 | “Offer ends soon”; no date | Nov. 14, 2026 |
| Marriott Bonvoy Boundless | Chase | 3 free-night awards (up to 50,000 points each) + up to $100 airline credit | $3,000 in 3 months | $95 | Airline credit offer through 6/30/2027; free nights not dated | Nov. 14, 2026 |
| Choice Privileges Select Mastercard | Wells Fargo | 60,000 points | $3,000 in 3 months | $95 | Not stated | Nov. 14, 2026 |
Going for the IHG Premier? You can apply through our Chase referral link for the IHG One Rewards cards.
Disclosure: This is our personal Chase referral link. If you’re approved through it, we may earn a referral bonus, at no extra cost to you. The referral offer may differ from the public offer; you can always apply directly on Chase’s website. See our Advertising & Referral Disclosure.
Prefer the Marriott Boundless? You can apply through our Chase referral link for the Chase Marriott Bonvoy cards.
Disclosure: This is our personal Chase referral link. If you’re approved through it, we may earn a referral bonus, at no extra cost to you. The referral offer may differ from the public offer; you can always apply directly on Chase’s website. See our Advertising & Referral Disclosure.
Cash-back cards
Nothing dramatic here, but a couple of surprises. Bank of America’s Unlimited Cash Rewards is showing $250, a bit higher than we expected, while Capital One’s Savor is $200 after just $500 in spending. Discover’s $200 comes with its Cashback Match, which doubles everything you earn in the first year, so for a lot of people it ends up being the richest card in this section.
| Card | Issuer | Bonus | Spend required | Annual fee | Ends | Verified on |
|---|---|---|---|---|---|---|
| Unlimited Cash Rewards | Bank of America | $250 | $1,000 in 90 days | $0 | Not stated (“limited time online offer”) | Nov. 14, 2026 |
| Freedom Unlimited | Chase | $200 | $500 in 3 months | $0 | Not stated | Nov. 14, 2026 |
| Freedom Flex | Chase | $200 | $500 in 3 months | $0 | Not stated | Nov. 14, 2026 |
| Savor | Capital One | $200 | $500 in 3 months | $0 | Not stated | Nov. 14, 2026 |
| Cash+ Visa Signature | U.S. Bank | $200 | $1,000 in 90 days | $0 | Not stated (“for a limited time”) | Nov. 14, 2026 |
| Discover it Cash Back | Discover | $200 + Cashback Match for the first year | $500 in 3 months | $0 | Not stated | Nov. 14, 2026 |
Want a Freedom card to pair with a Sapphire? You can apply through our Chase referral link for the Freedom Unlimited or Freedom Flex.
Disclosure: This is our personal Chase referral link. If you’re approved through it, we may earn a referral bonus, at no extra cost to you. The referral offer may differ from the public offer; you can always apply directly on Chase’s website. See our Advertising & Referral Disclosure.
Business cards
Two things to flag. The Ink Business Cash and Ink Business Unlimited pages show $750 after $6,000, not the 100,000-point offer that’s been floating around; if you see the bigger number, it’s probably a targeted or branch offer. And the Venture X Business headline of “up to 300,000 miles” needs $120,000 in spending within four months to hit in full. Only the first 150,000 (after $40,000) is realistic for most small businesses.
| Card | Issuer | Bonus | Spend required | Annual fee | Ends | Verified on |
|---|---|---|---|---|---|---|
| Sapphire Reserve for Business | Chase | 200,000 points | $30,000 in 6 months | $795 | Not stated | Nov. 14, 2026 |
| Ink Business Preferred | Chase | 100,000 points | $8,000 in 3 months | $95 | Not stated | Nov. 14, 2026 |
| Ink Business Cash / Ink Business Unlimited | Chase | $750 | $6,000 in 3 months | $0 | Not stated | Nov. 14, 2026 |
| World of Hyatt Business | Chase | 70,000 points | $7,000 in 3 months | $199 | Not stated | Nov. 14, 2026 |
| Venture X Business | Capital One | 150,000 miles after $40,000; 150,000 more + $1,000 travel credit after $120,000 | Tiers above, within 4 months | $395 | Not stated (“limited-time”) | Nov. 14, 2026 |
| Venture Business | Capital One | 100,000 miles | $10,000 in 3 months | $95 | Not stated | Nov. 14, 2026 |
| Spark Cash Select | Capital One | $750 | $6,000 in 3 months | $0 | Not stated | Nov. 14, 2026 |
| Business Triple Cash Rewards | U.S. Bank | $750 | $6,000 in 180 days | $0 | Not stated | Nov. 14, 2026 |
| Signify Business Cash | Wells Fargo | $500 | $5,000 in 3 months | $0 | Not stated | Nov. 14, 2026 |
Rules that bite
Every one of these bonuses has fine print that can zero it out, and the rules below are only the ones we read on the issuers’ own pages today.
- Chase: the Southwest, Freedom, United and IHG pages all say you’re out if you currently hold the card or got a new-cardmember bonus on it in the past 24 months. The Southwest rule covers any personal Southwest card, and the IHG rule covers any personal IHG card. The Boundless adds a web of 30-day, 90-day and 24-month exclusions tied to the Amex Marriott cards. The Ink Cash and Unlimited pages say the bonus may not be available if you’ve ever had that card or any no-fee Chase for Business card. Chase’s pages don’t spell out the widely reported “5/24” application limit, so we’re not quoting it here.
- Capital One: the Venture page says no bonus if you’ve received a new-cardmember bonus on the Venture or Venture X in the past 48 months, and the Venture X page says the same for itself. The business cards say offers may not be available to existing or previous Capital One business cardholders.
- Wells Fargo: the Autograph Journey page says you can’t open another Wells Fargo-branded consumer card if you opened one in the last 4 months, and there’s no bonus if you’ve had that product in the last 48 months, even if it’s closed. Choice Privileges uses a 15-month version.
- Discover, U.S. Bank, Barclays: Discover says no bonus if you’ve had one on the same product in 48 months; U.S. Bank says existing and previous Cash Rewards accounts don’t qualify; Barclays says the JetBlue bonus can only be earned once and you may be denied for lots of recent applications.
- Amex and Citi: we couldn’t read their offer terms this run (Citi’s Strata Premier page does say no bonus if you’ve ever had a Strata Premier or Premier, and its AAdvantage and Double Cash pages carry a 48-month rule). Doctor of Credit keeps a running list we check twice a week, and it’s a good place to look up both issuers’ restrictions until we can confirm them firsthand.
Our take
If we were applying for one card this week, it would be a Southwest card, and specifically the Priority if we could clear $3,000 in three months. 90,000 points is a big number for this card, the offer is labeled limited-time, and based on our earlier coverage of Southwest’s 2027 program changes, this looks like the last window where a card bonus gets you most of the way to a Companion Pass. The $229 fee stings; we’d only pay it if we actually fly Southwest a few times a year. We’d skip it if we’ve had any Southwest personal card in the last two years, because Chase will deny the bonus.
Our second pick is the Sapphire Reserve for Business at 200,000 points, but only for a business that can really spend $30,000 in six months without stretching. At one cent per point that’s an estimated $2,000 in travel, and transferred to Hyatt it can be a lot more. If that spend isn’t natural for you, the Ink Business Preferred at 100,000 points after $8,000 is the saner version of the same idea.
What we’d wait on: the Alaska Atmos cards, which just dropped from their October highs and may bounce back, and anything from Amex until we can confirm the live offers. We’d pass entirely on the Venture X Business unless $120,000 in four months is a normal quarter for you.
Card offers and terms change frequently; confirm current terms with the issuer before applying. Points Capital is not a financial advisor.
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