If you missed the Delta card offers that ended on November 4, here’s the good news: Amex already has a new set up, and for the personal Delta SkyMiles Reserve card it’s a noticeably better deal. The less good news is on the business side, where the top offer shrank by a lot.
Plane ‘n Simple checked the Amex card pages on November 10, and InsideFlyer reported the same numbers on November 11. Here’s what’s showing now.
The new offers (as of November 2026)
Personal cards (spend within six months of opening the account, per Plane ‘n Simple):
- Delta SkyMiles Reserve: up to 125,000 bonus miles after $5,000 in purchases. $650 annual fee.
- Delta SkyMiles Platinum: up to 90,000 bonus miles after $3,000. $350 annual fee.
- Delta SkyMiles Gold: up to 80,000 bonus miles after $2,000. $0 the first year, then $150.
- Delta SkyMiles Blue: 10,000 bonus miles after $1,000 in eligible purchases. No annual fee.
Business cards:
- Delta SkyMiles Reserve Business: up to 125,000 miles after $15,000. The previous offer was 200,000 miles after $20,000.
- Delta SkyMiles Platinum Business: up to 100,000 miles after $10,000. That’s the same miles as before, but the spend went up from $8,000.
- Delta SkyMiles Gold Business: up to 85,000 miles after $6,000. $0 the first year, then $150.
Neither report found an end date on the Amex pages. That doesn’t mean these will stick around; Amex can change them at any time. Check the spending window for each business card on its own terms page, since the reports focused on the personal cards there.
What changed from the last round
The personal Reserve is the clear winner. According to InsideFlyer, the old offer was two round-trip Comfort flight certificates plus 50,000 miles, and it asked for $10,000 in spending. Now it’s up to 125,000 miles for half that spend. That’s a much simpler deal to value.
On the Gold, the top figure is the same 80,000 miles we wrote about before the November 4 deadline. But InsideFlyer says the statement credits that came with the earlier Platinum and Gold offers ($300 and $250) are gone. So if you remember a “miles plus credit” deal on those two, that part is over for now.
The fine print you’ll want to read
- “Up to” means up to. Amex tells you your actual bonus after you apply, and it can be lower than the top number. If the number you’re shown isn’t worth it, you can walk away before accepting the card.
- Family rules apply. You may not be eligible for the Gold bonus if you have or had the Gold, Platinum or Reserve. For the Platinum, having or having had the Platinum or Reserve can knock you out.
- The clock starts at account opening, not when the card shows up in your mailbox.
- Not everything counts as spending. Gift cards, prepaid loads, person-to-person payments and cash advances don’t count, and returning purchases can cost you the bonus.
Who should look at this
If you fly Delta enough to use Sky Club access and the Reserve’s other perks, this is probably the best time in a while to look at it, since the spending bar dropped to $5,000. If you just want a Delta card for a free checked bag and don’t want an annual fee in year one, the Gold is the low-risk pick.
Small business owners who were eyeing the 200,000-mile Reserve Business offer missed it. At 125,000 miles after $15,000, it’s still a big bonus, but it’s a much less exciting one.
Thinking about the no-first-year-fee Delta Gold card? You can apply through our American Express referral link.
Disclosure: This is our personal American Express referral link. If you’re approved through it, we may earn a referral bonus, at no extra cost to you. You can always apply directly on American Express’s website. See our Advertising & Referral Disclosure.
Our take
The personal Reserve offer is the one worth getting excited about; the rest is mostly a wash or a step back.
Here’s the math we’d do. Delta miles don’t have a fixed value since Delta prices awards dynamically, so 125,000 miles can be a great haul or just okay depending on where and when you fly. Still, going from $10,000 to $5,000 in required spend makes this a lot more doable for regular people. The catch is the $650 fee, and it isn’t waived. Honestly, the Reserve only makes sense if you’ll use the lounge access and other perks year after year, not just for the bonus.
We’d skip the business Reserve unless you already had $15,000 of real business spending coming up. And if you held a Delta card recently, check the family rules before you apply, because a pop-up telling you you’re not eligible is the most likely way this goes sideways.
Related on Points Capital: Marriott Bonvoy Bevy Amex Jumps to 150,000 Points Plus a $250 Credit (Ends Jan. 13, 2027) · Chase Aeroplan Card Offer Drops to 60,000 Points Plus a 1.5X Bonus: Why We’d Wait
Offers can change without notice. Confirm the bonus, fee and terms on the Amex application page before you apply.
Source: Plane ‘n Simple; InsideFlyer; American Express Delta SkyMiles Reserve card page
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