Bank of America has raised the welcome offers on all three Alaska Airlines Atmos Rewards credit cards. As of late October 2026, the premium Atmos Rewards Summit Visa Infinite card is offering 100,000 bonus points plus a 25,000-point Global Companion Award, and the mid-tier Atmos Rewards Ascent card can earn up to 80,000 points plus a companion fare. The small-business version also has a higher bonus. No end date has been published.
Atmos Rewards is the combined Alaska Airlines and Hawaiian Airlines loyalty program, and its points are among the more useful airline currencies for US travelers thanks to Alaska’s oneworld and other airline partners. We’ve got skin in this game, too: we just got approved for the Summit with this exact offer. More on that below.
The offers, card by card
- Atmos Rewards Summit Visa Infinite ($395 annual fee): 100,000 bonus points plus a 25,000-point Global Companion Award after spending $6,000 on purchases in the first 90 days.
- Atmos Rewards Ascent Visa Signature ($95 annual fee): 60,000 bonus points plus a $99 Companion Fare (plus taxes and fees from $23) after $3,000 in purchases in the first 90 days, and another 20,000 points if you reach $5,000 in total purchases in that same 90-day window. That’s 80,000 points total.
- Atmos Rewards Visa Signature Business: A $99 Companion Fare plus 70,000 to 75,000 bonus points (the amount depends on which application link you use) after $4,000 in purchases in the first 90 days. Frequent Miler lists the annual fee at $95.
One heads-up before you click apply: the offer you see depends on the page you land on. Alaska’s Summit page showed the 100,000-point offer when we checked, but Bank of America’s own Summit product page was showing a smaller 70,000-point version with a $3,000 spend. Make sure the page in front of you shows the numbers you want. Bank of America hasn’t announced an end date, and elevated offers like this usually don’t stick around, so don’t count on it lasting into next year.
Our Alaska and Hawaiian points story
We’ll be upfront about why we care so much about this one. Last year we opened the regular Alaska Airlines Visa (the card that’s now called the Atmos Rewards Ascent) and earned 90,000 points from the sign-up bonus. Around the same time, we grabbed the Hawaiian Airlines card from Barclays and earned 70,000 HawaiianMiles, right before Barclays stopped taking new applications. We got the points, and then our Hawaiian card was closed in the shuffle that came with the Alaska merger.
Those HawaiianMiles didn’t disappear, though. When HawaiianMiles became Atmos Rewards on October 1, 2025, miles carried over at 1:1, so our 70,000 HawaiianMiles are now 70,000 Atmos points sitting alongside the Alaska ones. Now add the Summit: once we meet the $6,000 spend, that’s another 100,000 points plus the 25,000-point companion award.
Quick note so nobody reads our experience as a rule: Alaska says existing Hawaiian cardholders’ benefits are continuing, now earning Atmos points, and a Bank of Hawaii version of the Hawaiian card is still taking applications. Our card closing was our situation, not something that happens to everyone.
What we’re banking these points for: Hawaii now, probably Asia soon
The original plan was simple: Hawaii. Alaska and Hawaiian both fly to the islands, and with both airlines now in one program, every point we’ve earned on either side counts toward the same trips.
But the merger changed the math. Alaska now flies Seattle to Tokyo Narita every day (since May 2025) and Seattle to Seoul Incheon (since September 2025), and on October 20 it announced Seattle to Osaka Kansai starting May 14, 2027. Hawaiian also flies from Honolulu to Tokyo and Osaka. Throw in partners like Japan Airlines, Cathay Pacific, Korean Air, STARLUX and Philippine Airlines, and honestly, our Hawaii stash is starting to look like an Asia stash.
There’s a pooling perk here that we didn’t fully appreciate until we got the Summit. Summit primary cardholders can set up Free Points Sharing: a network of up to 10 other Atmos members who don’t have to be family or live with you, with points moving back and forth for free. That means points earned on different cards and in different accounts can be moved to whoever is booking. Two catches: transfers can’t be undone, and once you add someone, that spot is locked for 365 days. And if you ended up with two Atmos accounts after the HawaiianMiles switch, Alaska has a Merge your Atmos Accounts tool in your account.
Alaska’s airline partners (as of October 2026)
Here’s who you can earn and redeem Atmos points with, according to Alaska’s partner page:
- oneworld airlines: American Airlines, British Airways, Cathay Pacific, Fiji Airways, Finnair, Iberia, Japan Airlines, Malaysia Airlines, Oman Air, Qantas, Qatar Airways, Royal Air Maroc, Royal Jordanian and SriLankan Airlines. Hawaiian itself joined oneworld in April 2026.
- Global partners: Aer Lingus, Air Tahiti Nui, Condor, Hainan Airlines, Icelandair, Korean Air, Philippine Airlines and STARLUX.
- Regional partners: Aleutian, Bahamasair, Cape Air, Contour, Jetstar, Mokulele, Porter and Southern Airways Express, with Air Rarotonga and Air Tahiti listed as coming soon.
One change to know about: Singapore Airlines is now earn-only. You can still earn Atmos points flying Singapore, but award bookings on Singapore ended October 1, 2025.
Our plan: fly out on Atmos points, fly home on a partner’s miles
Here’s the move we like. Atmos Rewards awards can be booked one-way, so you don’t have to pay for the whole round trip out of one pile of points. We can fly out on an Atmos award (on Alaska, Hawaiian or a partner like Japan Airlines) and then book the flight home separately with a partner airline’s own miles.
Why bother splitting it? Because some of Alaska’s partners let a whole household pool their miles, and you can feed those pools with bank points. Since most of our flexible points are Chase and Amex, British Airways and Iberia Avios are the easiest return-trip pots for us. In practice that could look like flying to Tokyo on JAL with Atmos points and coming home on JAL with British Airways Avios, or flying to Honolulu on Alaska or Hawaiian with Atmos points and coming home on American with Avios.
Here’s how the partner programs stack up for family pooling:
| Program | Can a family pool miles? | Bank points that transfer in (as of Oct 2026) |
|---|---|---|
| British Airways Club (Avios) | Yes. Household Account, free, for people living at the same address | Chase, Amex, Capital One |
| Iberia Club (Avios) | Yes. Family Account for up to 7 people, no address requirement (new in February 2026) | Chase, Amex |
| Qatar Airways Privilege Club (Avios) | Yes. Family and Friends Programme for up to 9 people, but only the main member can redeem | Amex, Capital One |
| Japan Airlines Mileage Bank | Yes. JAL Family Club, open to members outside Japan, up to 9 family members, with small fees paid in miles | Capital One (2:1.5) |
| Cathay Pacific | Not true pooling. A Redemption Group lets you book awards for up to 5 nominees | Amex (5:4), Capital One |
| Qantas | Not true pooling. Family Transfer lets you move points to family (1,500-point minimum) | Amex, Capital One |
| American AAdvantage | No pooling | Citi |
| Finnair Plus and Aer Lingus AerClub | No pooling | Finnair: Capital One. Aer Lingus: Chase, Amex |
Bilt is worth a mention too: it’s the one big flexible currency that transfers straight into Atmos Rewards, at 1:1. And while United isn’t an Alaska partner, it’s useful if you’re flying to Hawaii from the Midwest: MileagePlus lets up to five people pool miles for free.
A few Atmos rules to keep in mind when you plan this out. Alaska charges a $20 per person, each-way fee on partner awards, which is waived for Summit primary cardholders. The program terms allow one stopover per one-way award on eligible international trips. And most Atmos awards can only combine Alaska or Hawaiian with one partner airline (American, British Airways and Finnair are the exception and can be mixed with each other), so a one-way home on a different airline usually works best as its own booking anyway.
How these compare with past offers
These are strong, but not all of them are records. The Summit offered the same 100,000 points and 25,000-point companion award earlier this year with a slightly higher $6,500 spend requirement, so today’s version is a bit easier to earn. The Ascent’s 80,000-point total has been available before with a $4,000 spend over 120 days, so the current version asks for more spending in less time. The business card’s previous 85,000-point offer expired in early October, according to Frequent Miler.
What the Summit’s companion award really does
Don’t think of the Global Companion Award as a free seat. It’s a discount on the second ticket: it takes up to 25,000 points off your companion’s award, or up to 100,000 points if you earn the bigger version by spending $60,000 in a card year. If the companion’s ticket costs less than that, the leftover value is simply gone.
The good part is where it works: Alaska, Hawaiian, oneworld airlines and Alaska’s global partners, in any cabin, including business and first. Both tickets have to be on the same itinerary, booked together on alaskaair.com as a one-way or round trip (no multi-city or open-jaw), and the companion’s taxes and fees go on the Summit card. Each award expires one year after it’s issued, but the flight itself can be later as long as you book before then.
That’s why we see it as an Asia tool more than a Hawaii tool. Knocking 25,000 points off a partner business-class seat to Japan is a big deal. Using it on a cheap award, where the companion ticket costs less than 25,000 points, throws part of it away.
Other Summit benefits include 3x points on dining and foreign purchases, a free first checked bag on Alaska flights, Alaska Lounge passes, a credit for TSA PreCheck or Global Entry, and status-point earning (10,000 status points each anniversary plus one status point per $2 spent).
Who should consider these cards
- West Coast and Hawaii travelers who fly Alaska or Hawaiian regularly get the most out of the free checked bag, companion fares and status points.
- Award travelers eyeing Asia who want to book partners like Japan Airlines, Cathay Pacific, Korean Air or STARLUX can put 100,000 points to good use.
- Households that want to pool points can use the Summit’s Free Points Sharing to get everyone’s Atmos points into one account for a booking.
- Bank of America customers may earn a 10% points bonus on card earnings with an eligible Bank of America account.
Before applying, check Bank of America’s application rules. The bank limits how many new cards it approves in a given period, and Alaska co-brand bonuses have restrictions if you currently hold or recently received a bonus on the same card. Only charge what you’d spend anyway; $6,000 in 90 days is a big number for a lot of households.
Our take
If Hawaii or Asia is anywhere on your list, the Summit at 100,000 points is the one we’d look at first, and yes, it’s the one we just got. The points go a long way on their own, the companion award gets genuinely interesting once you’re booking partner business class, and free points sharing makes it a lot easier to put a whole household’s points to work.
If a $395 fee makes you wince, the Ascent is still the easy pick. It’s $95 a year, the companion fare alone can cover that, and up to 80,000 points is a solid haul for anyone who flies Alaska even a couple of times a year.
Here’s the catch: $6,000 in 90 days is a lot of spending, there’s no end date to plan around, and partner award prices often land well above the chart’s starting prices. So search for real award space before you count on a specific trip. And if you won’t use the companion award or the lounge passes, the Summit’s fee gets hard to justify after year one.
Related on Points Capital: Flying to Honolulu on miles in 2026: Atmos Rewards, Southwest, United and the best options; October Avios transfer bonuses: Capital One’s 20% and Citi’s up-to-35% offers; Waikiki on points: the best hotel redemptions in Honolulu.
Sources:
- Offers: Frequent Miler, Miles to Memories, Bank of America Summit card page
- Alaska: Summit card announcement, airline partners, HawaiianMiles to Atmos Rewards, Free Points Sharing, merging accounts, Global Companion Award terms, partner award fee, program terms
- Routes: Tokyo and Seoul announcement, Seoul launch, Osaka announcement
- Hawaiian card: Bank of Hawaii
- Pooling: British Airways Household Account, Iberia Family Account, Qatar Family and Friends, JAL Family Club, United MileagePlus pooling
- Transfers: Amex, Capital One, Bilt
Card offers and terms change frequently; confirm current terms with the issuer before applying. Points Capital is not a financial advisor.
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